Argentina: ARS cash transfers automation at Citibank Argentina – Reminder II

29.02.2024

Clearstream Banking1 informs clients that effective

immediately

Citibank Argentina acting as Clearstream Banking’s cash correspondent bank (CCB) for Argentina (ARS), applies an enhancement in its cash payment process: Swift MT202/103 messages received for cash payments at Citibank are processed on a straight-through processing (STP) basis. 

Impact on clients

Clients are required to follow the updated formats provided below to ensure STP processing of cash instructions for ARS cash transfers. Messages not following this structured format will be processed manually until 28 February 2024, provided that all mandatory information is included.

Starting 1 March 2024, MT202 and MT103 instructions for interbank cash transfers and book-to-book payments that do not follow the cash instruction formats will be rejected at CCB level and clients will have  to re-send instructions using the correct template.

Additionally, any change, extra character and additional information included in the cash instruction will lead to non-straight-through processing (STP) and therefore will be rejected.

Clients are required to follow the correct Swift MT202 and MT103 formatting to ensure full STP and to validate if they have any limitations to follow the mandatory instruction templates provided by Clearstream Banking’s CCB.

Book transfers  

MT103

:20: Transaction Reference Number

16 characters maximum

:32A:190225ARS10

ARS

:53A:1111111111

Local cash account to be debited (10 digits, only numbers)

:57A:XXXXXXXX

BIC of beneficiary bank only

:59A:/2222222222

Credit account (10 digits, only numbers)

MT202

:20: Transaction Reference Number

16 characters maximum

:32A:190225ARS10

ARS 

:53A:1111111111

Local cash account to be debited (10 digits, only numbers)

:56A: XXXXXXXX

BIC of beneficiary bank (in this case CITIUS33ARR)

:57A:/2222222222

Credit account (10 digits, only numbers)

:58A:/333333

Participant code in ICSDs (only numbers)

Bank transfers to local banks (for example, for TPFX) 

MT103 or MT202 when beneficiary is the receiving bank (or the local CSD)

MT103 

:20: Transaction Reference Number

16 characters maximum

:32A:190225ARS10

ARS

:53A:1111111111

Local cash account to be debited (10 digits, only numbers)

:59A:/ 2222222222222222222222

Only numbers

:57A:XXXXXXXX

BIC of beneficiary bank only

:72:/REC/44444444444

Bank tax ID (11 digits, only numbers)

/NAME/XXXXXXXXXX

Name of beneficiary

/PEP/XXX

PEP/NO PEP. If blank, CCB will take NO PEP as default.

MT202

:20: Transaction Reference Number

16 characters maximum

:32A:190225ARS10

ARS

:53A:1111111111

Local cash account to be debited (10 digits, only numbers)

:56A:XXXXXXXX

BIC of beneficiary bank

:57A:/2222222222222222222222

Only numbers

:58A:/333333

Participant code in Euroclear or Clearstream (only numbers)

:72:/REC/44444444444

Beneficiary tax ID (11 digits, only numbers)

/NAME/XXXXXXXXXX

Name of beneficiary

/PEP/XXX

PEP/NO PEP. If blank, CCB will take NO PEP as default.

Interbank transfers to a beneficiary with a unique beneficiary code (CBU) 

MT103 

:20: Transaction Reference Number

16 characters maximum

:32A:190225ARS10

ARS

:53A:1111111111

Local cash account to be debited (10 digits, only numbers)

:57A:XXXXXXXX

BIC of beneficiary bank only

:59A:/ 2222222222222222222222

CBU code of beneficiary (22 digits, only numbers, please do not mention letters CBU)

:72:/REC/44444444444

Bank tax ID (11 digits, only numbers)

/NAME/XXXXXXXXXX

Name of beneficiary

/PEP/XXX

PEP/NO PEP. If blank, CCB will take NO PEP as default.

MT202

:20: Transaction Reference Number

16 characters maximum

:32A:190225ARS10

ARS

:53A:1111111111

Local cash account to be debited (10 digits, only numbers)

:57A:XXXXXXXX

BIC of beneficiary bank only

:58A:/2222222222222222222222

CBU code of beneficiary (22 digits, only numbers, please do not mention letters CBU)

:72:/REC/44444444444

Bank tax ID (11 digits, only numbers)

/NAME/XXXXXXXXXX

Name of beneficiary

/PEP/XXX

PEP/NO PEP. If blank, CCB will take NO PEP as default.

Further information

For further information, please contact Clearstream Banking Client Services or your Relationship Officer.

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1. Clearstream Banking refers collectively to Clearstream Banking S.A., registered office at 42, avenue John F. Kennedy, L-1855 Luxembourg, and registered with the Luxembourg Trade and Companies Register under number B-9248, and Clearstream Banking AG (for Clearstream Banking AG clients using Creation accounts), registered office at Mergenthalerallee 61, 65760 Eschborn, Germany, and registered in Register B of the Amtsgericht Frankfurt am Main, Germany, under number HRB 7500.